Who Is Presidential Title?

A Decade of Experience
With more than a decade of experience, handling 20,000+ searches, Presidential Title is a premier, licensed title agency,
underwritten by Stewart Title, First American and Westcor with operations coast-to-coast.

Ever Expanding Footprint
We currently offer Title and Closing Services in 34 States and are rapidly expanding across the country.

Current 34 State Footprint:
IN, IL, MD, FL, TX, WI, MI, NC, GA, NJ, PA, TN, VA, UT, OK, CO, AZ, MO, SC, OH, KY, WV, DC, NE, CT, MT, KS, MN, MA, NH, ND, RI, ME, VT with more States coming soon.

Trusted Partner
Underwritten by: Stewart Title & First American Title

The Significance of Comprehensive Title Searches and Disclosures

When purchasing property, understanding the potential encumbrances is crucial for any buyer. A meticulous title search is vital as it identifies any legal issues—like liens or easements—that could affect a property. Without this transparency, buyers might unknowingly inherit problems that could limit the property's use or value.

Key Reasons Why Thorough Title Searches Matter:

1. Informed Decision-Making: Buyers should be equipped with full knowledge of any encumbrances before committing to a purchase. Knowing about a 30-foot easement, for instance, could significantly influence a buyer's decision.

2. Avoiding Unpleasant Surprises: Some title companies might use vague terms like "any and all documents of record," leaving buyers in the dark about specific encumbrances. This ambiguity forces buyers to do their own searching, which is both impractical and risky.

3. Adherence to Standards: National, state, and industry regulations demand that title insurers meet certain standards. Meeting these standards helps ensure that buyers aren’t left vulnerable to unforeseen issues.

4. Reducing Transaction Risks: Statistics show that issues arise in approximately 25% of property transactions during the title commitment stage. By working with a competent title company, such issues can be identified and resolved early, safeguarding the closing process.

5. Professional Assurance: A professional real estate agent can advocate for the buyer, ensuring that the title company conducts a "reasonable examination." This involves providing all necessary recorded documents related to any exceptions listed in the title commitment.

Conducting thorough title searches and transparently disclosing exceptions is not just a due diligence step; it is a critical protection mechanism. It shields buyers from potential headaches and provides peace of mind as they invest in their property's future.