Big Changes Coming To The Title Insurance Industry in 2025
Title Insurance Trends by Vincent Hoss
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How Lenders Work With Presidential Title

Presidential Title Works With Lenders

Presidential Title - Why Wait For Title - Ready To Close In 72 Hours

Presidential Title - Banks & Lenders

Single place with single point of contact to order and manage all of your files and transactions.

  • Go from contract submission to ready to close in 72 hours or less - soon in just 24.
  • Instant Title Commitment for Refis coming soon.
  • Save your clients up to 30% or more over most other Title Companies and pay no Attorney Fees in Attorney States.
  • Enjoy around the clock, live, U.S. based support, yes, even on weekends when you, your clients have questions or
    need help.
  • Remote online closings from anywhere in the world with an internet connection or you may request a traditional sit down.
  • Single portal with single point of contact to order and manage all of your files and transactions.

Home Inspections: Assess The Condition of the Property

A home inspection is a critical step in the closing process. For buyers, it’s the perfect opportunity to do your due diligence. By hiring a home inspector, you enlist an expert to evaluate the property thoroughly, from the foundation to the roof. This process helps identify any potential issues that might not be visible at first glance.

Sellers, your role is equally important. Ensure that the inspector has full access to every part of your home and that all utilities are turned on. This facilitates a comprehensive assessment and contributes to a smoother inspection process.

The results of the inspection can lead to stipulations or even amendments to the purchase contract. Whether addressing repairs or negotiating terms, the inspection’s findings are a pivotal part of the transaction, influencing the final agreement and ensuring both parties are informed and satisfied.

Why Do Lenders Require Proof of Homeowners Insurance?

Proof of homeowners insurance is a crucial requirement when closing on a home. Lenders mandate this to ensure that the property, which serves as collateral for the loan, is protected against potential risks like fire, theft, or natural disasters. By securing a homeowners insurance policy before the closing date, you help safeguard the lender's financial interest in the property.

This proof is not just a formality—it’s essential for the loan's approval and the successful completion of the closing process. Without it, the transaction could face delays or even fall through entirely. Thus, obtaining and presenting proof of homeowners insurance is a key step in the home-buying journey, ensuring both your and the lender's peace of mind.

The Final Walkthrough of the Property

The final walkthrough is a crucial step for homebuyers, occurring just before the closing date. This walkthrough allows you to inspect the property one last time and ensure that everything is in order before you take possession. It’s your opportunity to confirm that the seller has made any agreed-upon repairs, and that the property is in the promised condition.

Checklist for a Successful Walkthrough:

  • Ensure all agreed-upon repairs are completed.
  • Verify that the property is in the condition outlined in the contract.
  • Test all appliances, fixtures, and systems to confirm they are working.

Go over your final walk-through checklist to ensure the seller has fulfilled their responsibilities, such as making agreed-upon repairs or leaving the property in the condition promised. If anything isn’t as expected, discuss it with your agent prior to closing.

Taking this final step seriously can save you from unexpected surprises and ensure a smooth transition into your new home.

Title Insurance Trends by Vincent Hoss
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© 2025 Title Insurance Trends by Vincent Hoss | All Rights Reserved | Questions? Call Vincent Hoss Presidential Title Group Customer Service & Support 888-240-8432 | 817-532-5511  NOTE: This website is for informational purposes only. Please verify any title questions with a licensed real estate professional or title clerk. Every state has different rules. Note: 1. Presidential Title works with Geoffrey Polk, Attorney at Law to execute closings in the state of Connecticut, Georgia, Illinois, Massachusetts, North Carolina, South Carolina, Washington, D.C., and West Virginia. 2.Approval pending for Pima County, AZ. Save With Online Title Insurance | Fast Property Title Insurance Service | Title Insurance Processing | The Future of Title Insurance | Title Insurance Trends 2025