Title Insurance Trends by Vincent Hoss

Presidential Title - Streamlined, Stress-Free Closings

How It Works With Presidential Title

Presidential Title - Proprietary, Next-Gen, Smart Technology

How To Work With Presidential Title

Our system will automatically email all of the parties throughout the process, this keeps buyers and sellers notified of status in real time, eliminating the need for a title agent to track progress and send updates manually.

  1. Automated info sheets post contract signed
  2. Title abstract & survey (automatic)
  3. Automated HUD calculations & closing statement generation
  4. Title Commitment (Exceptions and Requirements)
  5. Addendums sent directly via Pandadocs
  6. Guided scheduling & coordinating with notary network (quick & efficient)
  7. Final Documents Autogenerated & completed via Pandadocs
  8. Secure funding with options for wires and checks
  9. Recordation completed by Presidential operations post-closing
  10. Issuance of Title Policy & Dashboard for access post close.

How Does the Closing Process for Commercial Real Estate Differ from Residential Real Estate?

When diving into the world of real estate, it's essential to understand that the closing processes for commercial and residential properties differ in several key ways.

1. Parties Involved

In commercial real estate transactions, it's common for both the buyer and the seller to be legal entities—such as partnerships, LLCs, or corporations—rather than individuals. This contrasts with residential sales, where private individuals typically take center stage.

2. Absence of RESPA

The Real Estate Settlement Procedures Act (RESPA) governs many aspects of residential transactions, including standardized processes and forms. However, commercial transactions do not fall under RESPA, allowing for more flexibility, but also requiring tailored documentation.

3. Customization of Contracts

While residential transactions often use standardized contracts, commercial real estate deals necessitate customizing contracts to fit the specific terms of the sale. These could include various additional documents such as service contracts for equipment or leases with existing tenants.

4. Document Variety

Commercial transactions generally involve a broader range of documents compared to residential sales. These documents might include bills of sale for equipment or commitments related to the property's title, adding complexity to the transaction.

5. Similarities in Closing Process

Despite these differences, the closing process in both scenarios involves similar steps. An escrow company examines contracts and documents from all involved parties and prepares necessary legal documents, like deeds and bills of sale. They also manage funds from buyers or lenders, ensuring everything is in order before submitting deeds for official recording and distributing proceeds appropriately.

Understanding these distinctions can prepare you for navigating the commercial real estate landscape effectively, providing clarity as you steer through the complexities inherent in such transactions.

Questions? Call Vincent Hoss @ 888-240-8432

Are Expedited Title Searches Possible, and Under What Circumstances?

Expedited title searches are indeed possible, but whether they can be conducted depends on several variables. In bustling real estate markets—take New York, for instance—speedier title searches might be crucial to adhere to strict closing deadlines.

Factors Influencing Expedited Searches:

  1. Property Complexity: The history of the property plays a significant role. A straightforward property history can be processed more quickly than one with multiple owners or legal complications.

  2. Record Accessibility: The ease of accessing necessary records is vital. Some county records are readily available online, which can accelerate the process.

  3. Title Company Capacity: The workload and resources of the title company are crucial. Companies with adequate staffing and technology are more likely to offer expedited services.

  4. Additional Costs: Be prepared to pay extra for faster service since it typically requires additional resources.

While an expedited search can save time, it's essential to balance speed with accuracy. A thorough examination is critical to prevent legal troubles later on. Therefore, consider expedited searches only when absolutely necessary, and be ready to manage the additional expenses involved.

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NOTE: This website is for informational purposes only. Please verify any title questions with a licensed real estate professional or title clerk. Every state has different rules.

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