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Homeowners Associations HOA Terms

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Homeowners' Associations (HOA) and Property-Related Terms

1. HOA (Homeowners’ Association): A private organization in a residential community that sets and enforces rules for properties and residents. It often charges fees to maintain common areas and amenities.

2. HOA Dues: Monthly or annual fees that homeowners pay to cover the costs of maintaining shared community spaces and services managed by the HOA.

3. Covenants, Conditions, and Restrictions (CC&Rs): The rules established by an HOA that homeowners must follow, covering things like home appearance, property use, and behavior within the community.

4. PUD (Planned Unit Development): A type of real estate development where common areas are shared by homeowners and are maintained by a Homeowners' Association. It can include both residential and commercial units.

5. Special Assessment: A one-time charge imposed by an HOA for major repairs or improvements that exceed the regular budget.

6. Resale Certificate: A document provided by the HOA to a buyer during a property sale, detailing HOA fees, rules, and any unpaid dues on the property

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© 2025 Title Insurance Trends by Vincent Hoss | All Rights Reserved | Questions? Call Vincent Hoss Presidential Title Group Customer Service & Support 888-240-8432 | 817-532-5511  NOTE: This website is for informational purposes only. Please verify any title questions with a licensed real estate professional or title clerk. Every state has different rules. Note: 1. Presidential Title works with Geoffrey Polk, Attorney at Law to execute closings in the state of Connecticut, Georgia, Illinois, Massachusetts, North Carolina, South Carolina, Washington, D.C., and West Virginia. 2.Approval pending for Pima County, AZ. Save With Online Title Insurance | Fast Property Title Insurance Service | Title Insurance Processing | The Future of Title Insurance | Title Insurance Trends 2025